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Undergraduate cost of attendance 2021-22

The cost of attendance is displayed here as a requirement for the purposes of US Federal Direct Loan administration. The cost of attendance for a student is an estimate of that student's educational expenses for their annual period of enrollment. The US Govt. Higher Education Act, Sec. 472, allows the use of average expenses rather than actual expenses for all full-time students in the same category.

The annual cost of attendance has been converted to USD using an exchange rate of $1.50
Important: This is NOT the rate that will be used to exchange loan funds. This is an example rate, marked up at May 31, in order to give US Direct Loan borrowers access to the maximum available loan funds should the dollar weaken against the pound during the academic year. This is because the university does not administer exchange rate recalculations during the academic year.

Please note, these are the maximum borrowing values and most students/parents do not need to borrow the full amount.
For guidance on living costs please see our Information on budgeting webpage.

2021-22GBP SterlingUS Dollars
Tuition fees (actual tuition fees table) 23,787 35,680
Catered residence fees/Rent, utilities, food 9,258 13,887
Travel - based on two trips per annum 2,000 3,000
Computer equipment, books, etc. 1,200 1,800
Personal, living expenses (37 weeks) 3,330 4,995
Total £39,575 $59,362

Please note that the above figures are provided as guidance for students applying for US Federal Direct Loans or private loans. The costs are for a full academic year. These figures are recalculated at the end of MAY for the next standard academic year beginning in September. IMPORTANT: The dollar value for every loan disbursement will be converted to sterling based on the exchange rate on the day that the funds are received by the university bank.

If you are an entrant student you are eligible to add the following charges to your cost of attendance, if you wish:

  GBP Sterling US Dollars
General Council Fee* 50 75
Visa 348 522
Immigration Health Surcharge** 2,115 3,173
Total £2,513 $3,770

* A one-off fee applicable to all students in YR.1

** Immigration Health Surcharge (based on 4 years of study)

US Federal Law also permits the university to increase an individual cost of attendance for some additional costs, including, but not limited to:

  • An allowance for dependent care
  • An allowance to assist with any disability

For further information on extenuating costs please e-mail usloan@st-andrews.ac.uk.

If you would like information about your eligible loan amounts for the next academic year prior to the May update, please email usloan@st-andrews.ac.uk and we will be happy to provide an estimated eligibility based on the figures above. Please note that your eligible Direct Subsidized/Unsubsidized Loan totals will not change, however, the parents' eligibility for Direct Plus Loans may be slightly more or slightly less.

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