Undergraduate cost of attendance 2022-23

The cost of attendance is displayed here as a requirement for the purposes of US Federal Direct Loan administration. The cost of attendance for a student is an estimate of that student's educational expenses for their annual period of enrollment. The US Govt. Higher Education Act, Sec. 472, allows the use of average expenses rather than actual expenses for all full-time students in the same category.

The annual cost of attendance has been converted to USD using an exchange rate of $1.40
Important: This is NOT the rate that will be used to exchange loan funds. This is an example rate, marked up at May 31, in order to give US Loan borrowers access to the maximum available loan funds while allowing for exchange rate fluctuations during the academic year. This is because the university does not administer exchange rate recalculations during the academic year.

Please note, these are the maximum borrowing values and most students/parents do not need to borrow the full amount.
For guidance on living costs please see our Information on budgeting webpage.

2022-23 GBP Sterling US Dollars
Tuition fees (actual tuition fees table) 25,120 35,168
Catered residence fees/Rent, utilities, food 9,579 13,410
Travel - based on two trips per annum 2,000 2,800
Computer equipment, books, etc. 1,200 1,680
Personal, living expenses (37 weeks) 3,330 4,662
Total £41,229 $57,720

IMPORTANT: The dollar value for every loan disbursement will be converted to sterling based on the exchange rate on the day that the funds are received by the university bank.

If you are an entrant student you are eligible to add the following charges to your cost of attendance, if you wish:

  GBP Sterling US Dollars
Visa 348 487
Immigration Health Surcharge* 2,115 2,961
Total £2,463 $3,448

* Immigration Health Surcharge (based on 4 years of study)

US Federal Law also permits the university to increase an individual cost of attendance for some additional costs, including, but not limited to:

  • An allowance for dependent care
  • An allowance to assist with any disability

For further information on extenuating costs please e-mail usloan@st-andrews.ac.uk.

If you would like information about loan amounts for the next academic year prior to the May update, please email usloan@st-andrews.ac.uk and we will be happy to provide an estimated loan offer based on the figures above. Please note that your eligible Direct Subsidized/Unsubsidized Loan Offer totals will not change, however, a parents' Direct Plus Loan Offer may be slightly more or slightly less.