Failure to pay tuition, accommodation or other fees
Updated on: 11 March 2025
Learn what charges or sanctions you may face if you fail to pay tuition, accommodation or other fees on time.
The University has strict payment deadlines for each academic year. If you have any difficulty paying on time, Ask a question.
Late payment charge
A late payment penalty of 3% of your outstanding balance and a £10 administration fee may be charged where a payment remains overdue following a reminder from the University's Finance team.
Declined payments and bank charges
You may be charged a late fee for any payments that are declined. The University is not liable for any charges incurred due to overdraft or credit card charges applied to the payer's account.
What can happen if you fail to pay
If you don't pay your fees or set up a payment plan, you:
- can't become a fully registered student
- may not be allowed to matriculate as a returning student
- may lose access to the Sports Centre
- may be unable to borrow items from the Library
- are at risk of losing your University accommodation or any offer of future accommodation
- may not be permitted to graduate or attend the graduation ceremony
If you have debt problems with the University, you should email creditcontrol@st-andrews.ac.uk to discuss your situation.
Failure to pay policy
Students who have defaulted on their payment plan will be contacted by the Finance team. This team will take the appropriate action in line with the University's Failure to Pay policy to ensure that all payments are made in full.
Finance teams will send information to students' University email. This inbox must be checked regularly.
Scams
The University of St Andrews is not responsible if you make a payment to sources outside officially advertised ways to pay.
Please be safe when making payments or providing your personal details, particularly to third parties.
If you are unsure about the official ways to pay, Ask a question before making payments to anyone.
Links to external sites and information
The University is not liable for external web content and may not be aware when this content is changed or removed.
Related guides
- Pay your tuition or accommodation fees as an undergraduate student
- Pay your tuition or accommodation fees as a postgraduate student
- Pay your fees as an externally funded student
- Undergraduate payment options for tuition or accommodation fees
- Postgraduate payment options for tuition or accommodation fees
- Payment methods for tuition and accommodation fees
- Payment deadlines for tuition and accommodation fees