FI5308 Banks, the Economy and Society

Academic year

2026 to 2027 Semester 1

Key module information

SCOTCAT credits

15

The Scottish Credit Accumulation and Transfer (SCOTCAT) system allows credits gained in Scotland to be transferred between institutions. The number of credits associated with a module gives an indication of the amount of learning effort required by the learner. European Credit Transfer System (ECTS) credits are half the value of SCOTCAT credits.

SCQF level

SCQF level 11

The Scottish Credit and Qualifications Framework (SCQF) provides an indication of the complexity of award qualifications and associated learning and operates on an ascending numeric scale from Levels 1-12 with SCQF Level 10 equating to a Scottish undergraduate Honours degree.

Availability restrictions

Not available as an optional module for any programme.

Planned timetable

To be arranged.

This information is given as indicative. Timetable may change at short notice depending on room availability.

Module coordinator

Dr L H Nguyen

Dr L H Nguyen
This information is given as indicative. Staff involved in a module may change at short notice depending on availability and circumstances.

Module Staff

Dr Linh Nguyen

This information is given as indicative. Staff involved in a module may change at short notice depending on availability and circumstances.

Module description

This module provides an in-depth understanding of the role of commercial banks and financial intermediaries in the economy. It covers the functions, operations, and regulation of banks, and the impact of banking activities on the economy. Students will explore the crucial role of banks as liquidity providers, the significance of deposit insurance, and will evaluate the various risks associated with banking and financial intermediation.

Assessment pattern

100% coursework

Re-assessment

100% exam

Learning and teaching methods and delivery

Weekly contact

10x 2hr lecture; 10x1hr seminar

Scheduled learning hours

30

The number of compulsory student:staff contact hours over the period of the module.

Guided independent study hours

120

The number of hours that students are expected to invest in independent study over the period of the module.

Intended learning outcomes

  • Develop a strong understanding of the concepts and microeconomics of commercial banks
  • Develop a strong understanding of the role of banks in the economy as delegated monitors and liquidity providers
  • Develop a strong understanding of the significance of deposit insurance
  • Develop a strong understanding of major types of risks faced by banks and bank risk management
  • Develop a strong understanding of the rationale for banking regulation