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Payment by Card

We accept all major credit /UK debit cards except for American Express, JCB and Diners cards.

For high value transactions, it is strongly recommended that you contact your bank or credit card issuer to advise them you are intending to process a transaction for the payment of fees. This will avoid delays in your transaction being processed.

Make your payment by credit / UK debit card


*For Overseas credit cards only - Exchange Rate Guarantee if you choose to pay in your home currency!

If you are offered the option to pay in your home currency, FEXCO are offering an "Exchange Rate Guarantee".  This effectively means that you have the certainty of knowing the exact value of your payment at the point of sale.    The Exchange Rate used is based on Reuters Wholesale Interbank Exchange Rate.

The currency conversions service is provided by FEXCO Merchant Services on behalf of the University of St Andrews. FEXCO provide the University of St Andrews
customers an exchange rate guarantee: For further details please see

Please be mindful when comparing rates online as the rate quoted is likely to be an interbank rate representative of a mid point between buying and selling and will generally not be available from a bank for processing payment. If you choose not to take advantage of paying in your home currency then the transaction will be processed in sterling. Cardholder choice is final.

Alison Barnett
Finance Operations Manager