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Auto enrolment - NOW: Pensions

New legislation relating to workplace pensions requires employers to automatically enrol specific groups of their workers into a pension scheme.  For the University, the date from which we need to implement auto enrolment is 1 July 2013.

If you are already an active member of one of the University’s pension schemes there will be no change for you as a result of auto enrolment.

If you do not currently pay into a pension scheme, the University will be required, by law, to automatically enrol you into a pension scheme if you are:

  • Aged between 22 and State Pension Age (currently age 65);
  • Earning above the statutory minimum amount of £833 per month.

If you do not meet the criteria, you will not be automatically enrolled but you do have the option to join NOW: Pensions.

The University's auto enrolment scheme is provided by NOW: Pensions.  More details on NOW: Pensions can be found at - www.nowpensions.com  

Contributions rates for NOW: Pensions:

Date Employees Employers
April 2019 - onwards 5% 5%

NOW: Pensions Account Activation

In order to activate your online account, you will need to visit - https://www.nowgatewayx.com/activate.  The contract id will be supplied by NOW: Pensions in your enrolment email.  If the email is misplaced, please contact pensions@st-andrews.ac.uk, for assistance.

NOW: Pensions will also email details on how to opt out if you do not want to be a member, as members are required by law to opt out directly with NOW: Pensions. 

Contact Details:

NOW: Pensions
Post Handling Centre
St James' Tower
7 Charlotte Street
Manchester
M1 4DZ

 

Auto enrolment - FAQ's