Wallet & purse theft
Another popular crime in St Andrews is the theft of wallets and purses - so be aware! When you open an account with a local bank and get your cheque card and chequebook, keep them in separate places. Don't leave them lying about in your room.
Memorise your P.I.N.; don't write it down.
When out and about, do not leave your bag, wallet or purse unattended in any public or University building, coffee shop, pub or in your car.
Do not ask anyone to use your card on your behalf to get cash. They may withdraw more than they give you!
If you are unfortunate enough to have your card and/or your chequebook stolen, or you lose them, REPORT THE LOSS IMMEDIATELY to the bank and to the Police.
Protecting yourself at Automatic Teller Machines (ATMs)
If at all possible, avoid using ATMs at night. If you must use an ATM at night, select one with a lot of people around, which is well lit, and is not in a secluded, low visibility area.
Try to have a friend accompany you when you are using an ATM.
Beware of your surroundings and the people around you.
Complete your transaction as quickly as possible and do not flaunt the cash you have just withdrawn.