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Student loans - undergraduates

University of St Andrews' guidance on loans.

UK students

Loans are available to most home (UK) students, providing they can demonstrate their eligibility. These loans are intended to assist with the maintenance costs of students and are not intended to cover the cost of tuition.

The University is required to certify to the Student Loans Company that the student is in attendance on an eligible course. Please note this cannot be done until after students have registered for the academic session.

Useful contact points

Student Finance England - for eligibility criteria, loan rates, timing of payments and repayment arrangements.

Student Finance Northern Ireland - for eligibility criteria, loan rates, timing of payments and repayment arrangements.

Student Finance Wales - for eligibility criteria, loan rates, timing of payments and repayment arrangements.

Student Awards Agency for Scotland for further information on Young Student Bursaries, Independent Students' Bursary, Supplementary Grants and Part-time and Distance Learning Grants.

Island students

Channel Islands and Isle of Man students are not eligible for Income Contingent Loans.

Overseas students and EU students

These students are not eligible for loans from the Student Loans Company.

US Student Loans

The University is recognised for the purposes of US Direct Loans under the terms and conditions of that scheme.

For more information on US Direct Loans follow these links: