You are here: University » Current Staff » Money matters » Insurance » Travel insurance » Summary of Travel Insurance

Summary of travel insurance

Insured persons

• Category A - All Directors and Employees of the Insured resident in the UK.
• Category B - Any volunteer of the Insured.
• Category C - Any undergraduate, postgraduate or non-graduating matriculated student of the Insured undertaking approved travel within the UK and Worldwide.

Reason for travel

• Undertaking business trips on behalf of the Insured.
• Undertaking journeys for the purpose of a conference, research, or field trips approved by the Insured.
• Anticipated journeys of more than 6 months must be declared by contacting insurance@st-andrews.ac.uk.

Specified countries

• Destinations must be declared to the Insurer if there is a suspected danger of terrorist activity, organised crime or political unrest.
• If in doubt, check the Foreign and Commonwealth Office website for updates and revert to the Insurance Office with regard to travel to regions with FCO advisory notices: www.fco.gov.uk.

Claims

• Claims will be processed by the University and should not be sent direct to the Insurer.
• When making a claim on behalf of the Insured Person, it is important we produce receipts, travel documents, and where necessary, official statements – police, hotel or airline.
• If travel is cancelled due to illness, then confirmation from a medical GP is required.
• A policy excess may be imposed depending on the type of claim submitted.

Benefits