Motor insurance
Before you drive
A Driver's Declaration Form (Word, 41 KB) must be completed and returned, together with a copy of your driving licence (paper version) to Insurance at Finance. You may then drive on the University Insurance Policy as soon as you receive approval.
Insurance details
- Insurance company: Royal and SunAlliance
- Policy number: RSAP8013813200
- Comprehensive
Vehicles insured
- Owned by the University of St Andrews.
- Hired by the University of St Andrews.
Where you are insured
- Great Britain, Northern Ireland, Isle of Man and the Channel Islands.
- Any other member country of the European Union.
- Any other country requested by the Policyholder and agreed by the Insurer.
Accidental damage excesses
| Age | Excess |
|---|---|
| Over 25 | £100 |
| 21 to 25 | £250 |
| Under 21 | £350 |
If you are involved in a vehicle road accident
- Stay calm
- Look for witnesses
- Exchange details with other driver(s) - insurance, vehicle reg / make / model
- Take photographs of the accident scene
- Do not admit liability or offer payment
- Report the accident to the University insurance@st-andrews.ac.uk
You must report the accident to the police within 24 hours if:
- Someone was injured
- Damage resulted to another vehicle or property
- An animal was killed or injured
If requested by the police, you have seven days to produce a Certificate of Motor Insurance.
Certificate of Motor Insurance
A certificate of insurance may be obtained from School / Department Administrators or by contacting insurance@st-andrews.ac.uk.